Understanding Your Legal Responsibilities as a Condo Owner

As a condo owner, it’s easy to think that your only responsibility is paying your monthly fees and keeping your unit in good condition. However, the reality of condo ownership comes with a set of legal obligations that go far beyond just making payments. If you’ve recently purchased your condo (congratulations!..this is for you…) or have been an owner for years, understanding your legal responsibilities is crucial to maintaining a positive living environment and avoiding potential legal issues. 

In fact, many condo owners are surprised to learn just how much their legal duties extend. From paying your fair share of common expenses to complying with the rules outlined by your condo board, every decision you make as an owner can impact the overall health of your community.

Deborah A. Howden, a condo lawyer at Shibley Righton LLP, has seen firsthand the complications that can arise when owners are unaware of or fail to follow these obligations. In this blog, we’ll walk you through the most important legal responsibilities every condo owner should be aware of and explain why fulfilling these duties is essential for maintaining harmony in your building.

Understanding Your Legal Responsibilities as a Condo Owner

1. Pay Your Share of Common Expenses

One of your most important legal responsibilities as a condo owner is paying your fair share of the common expenses. These costs cover the upkeep and maintenance of shared areas—whether it’s the elevator, the pool, or the building’s roof. As Deborah points out, "I even had an owner tell me today that they weren't using the elevator and wanted a reduction in their common expense fees.

That's not a thing." Whether or not you use the shared amenities, you’re still required to contribute to their upkeep, as outlined in your condo’s declaration.

It’s all about fairness—every owner shares the cost of maintaining common areas, and failing to pay your share can create financial strain on the community. So, be sure to stay on top of your payments and understand what your portion entails.

2. Abide by the Condominium Act and Rules

Your condo’s rules aren’t optional—they’re legally binding. In addition to the Condominium Act, you must follow the declaration and bylaws set by your condo corporation. These rules are in place to ensure the smooth functioning of the community, from noise restrictions to parking policies to pet regulations. Deborah stresses that ignoring these rules can lead to fines or legal disputes.

It’s crucial to familiarize yourself with your condo’s rules and regulations. Whether you’re planning a renovation or simply walking your dog, understanding the guidelines will help you avoid any unnecessary issues with your neighbors or the condo board.

3. Participate in Annual General Meetings (AGMs)

While it’s not a legal requirement, attending your condo’s Annual General Meetings (AGMs) is one of the best ways to stay engaged with what’s happening in your community. At these meetings, you’ll hear from the auditor, review financial statements, and vote on important issues that affect the entire building. Deborah encourages all condo owners to participate, as it gives you a direct voice in the decisions that impact your home and the value of your investment.

Even though attending these meetings isn’t mandatory, it’s a great opportunity to ask questions, voice concerns, and get to know the board and property management better. Staying involved ensures you're not just a passive owner but an active participant in your community.

Read our blog Don't Ditch Your Condo Annual General Meeting (AGM): 15 Tips for Owners to Get Ready, Show Up, + Make a Difference >>

Further Resources: Owner Responsibilities in Condos

Want even more helpful tips on condo management? Check out our articles, Condominium / Strata Owners 101: Understanding the Laws + Regulations That Govern Your Property, How Appraisals Save Condominium Corporations and Condo Owners Money + How Evaluating the Standard Suite Definition Saves Even More and Understanding Condo Property Management Costs: What Boards and Owners Must Know to Protect Your Investment

Our blog also offers a wealth of information on relevant condo law topics, making it a valuable resource for property managers and boards alike. Or, explore Stak’d, our library with over 10,000 hand-curated condo-related resources for additional summaries and tools, or dive deeper into our blog for more detailed discussions on topics that matter to you and your community.

Responsibilities of a Condo Owner

As a condo owner, your responsibilities go far beyond paying your monthly fees. To maintain a healthy and harmonious living environment, it’s essential to fulfill your obligations—whether it’s paying your share of common expenses, following the rules, or participating in AGMs. While attending meetings isn’t required by law, it’s highly encouraged, as it allows you to have a say in the decisions that affect your condo and its future.

By staying informed, respecting the rules, and engaging with the community, you help ensure the ongoing success and smooth operation of your condo building.

-Stratastic Inc.

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