What Is a 100-Year Flood?

A 100-year flood is a flood event that has a 1-in-100 chance of occurring in any given year and is considered a larger-than-average flood, causing significant damage to property. The 100-year floodplain is a high-risk flood zone surrounding waterways that produce the 100-year flood. Floodplain management is important to help communities prepare for floods, and FEMA has minimum standards for floodplains that include zoning, building codes, and floodplain ordinances. Flood maps help identify high-risk zones, and proper flood insurance is crucial for property owners in flood zones. In case of water damage due to flooding, Rainbow Restoration offers expert water damage restoration services.