Owner Responsible for Corporation’s Deductible

In the case of Abeygunasekara v. PCC 392, the Ontario Superior Court held the owner responsible for damages falling within the deductible under the condominium corporation's insurance policy. Water overflow from a toilet in Unit 718 caused damage to several other units and common elements. The Court found that the damage resulted from acts or omissions of the owner and tenant of Unit 718. Despite the owner's assertion that the corporation's deductible was unreasonable, the Court deemed it reasonable and valid. The decision reaffirms the condominium corporation's right to recover deductible losses in appropriate circumstances and underscores the deference given to the board's decisions regarding insurance matters.