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Does Homeowners Insurance Cover Water Damage?

Author: 
Rainbow International of Mississauga & Halton
Publication date:
July 24, 2020
Article Summary: 

Homeowners insurance may cover certain types of water damage, particularly if it is sudden or accidental. Examples include burst pipes or a fire sprinkler system activation. However, gradual damage or damage from external sources like floods or sewer backups may not be covered. It is important to understand your policy and build a relationship with your insurance agent to maximize your coverage. Additional tips include exploring supplemental insurance for flood damage, keeping a home inventory, and using professional restoration services like Rainbow Restoration for water damage remediation.



Keywords: 

homeowners insurance, water damage, coverage, gradual damage, sudden damage, burst pipes, floods, sewer backups, policy, insurance agent, supplemental insurance, flood insurance, home inventory, restoration services, Rainbow Restoration.



Source Citation: 
Rainbow International of Mississauga & Halton
Does Homeowners Insurance Cover Water Damage?
July 24, 2020
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