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Does Home Insurance Cover Fire | House Fire Insurance

Author: 
Rainbow International of Mississauga & Halton
Publication date:
October 20, 2020
Article Summary: 

Homeowners insurance typically covers fire damage, including repairs to the home and any detached structures, replacement of possessions, landscaping costs, and living expenses if the home is unlivable. However, coverage may vary depending on the terms of your insurance policy, and some situations, such as wildfires, arson or vandalism committed by the property owner or other residents, and vacant properties, may not be covered. If you live in a high-risk area for wildfires, you may need to purchase a separate house fire insurance policy. It is recommended to review your policy and consider additional coverage options, such as a Difference in Conditions policy. In case of a fire, professional restoration services can help repair the damage.



Keywords: 

homeowners insurance, fire damage, repairs, possessions, living expenses, coverage, terms, wildfires, arson, vandalism, vacant properties, house fire insurance, additional coverage, Difference in Conditions policy, professional restoration services



Source Citation: 
Rainbow International of Mississauga & Halton
Does Home Insurance Cover Fire | House Fire Insurance
October 20, 2020
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